Maximum Annual Benefits $1,000 Calendar Year Deductible None Coinsurance 70% of Delta dentist's fee* Benefits The Plan pays a wide variety of eligible expenses. Please see your Summary Plan Document for further information or call Delta Dental's Customer Service Department, toll-free, at (888) 335-8227. Limitations The Plan does have limitations on specific services. Exclusions The Plan has a specific list of services that are not covered as eligible dental expenses.
*Under this program, Delta Dental pays 70% of the approved fees for covered diagnostic, preventive, basic, cast and crown benefits during the first year you are eligible. This percentage will increase 10% each year (to a maximum of 100%) for each enrollee, provided that person visits the dentist at least once during the year. If an enrollee does not use the program during a calendar year, the percentage remains at the level reached the previous year. If an enrollee becomes ineligible for benefits and later regains eligibility, the percentage will drop back to 70%.
Tri-County Schools Insurance Group also offer, by employee group, the following additional options in its Dental programs.
For specific Plan benefits, limitations and exclusions, please see your Summary Plan Document for further information.
Add-on Costs Per Employee/Retiree Per Month Add-On Cost: No Ortho or Child Only Ortho or Adult/Child Ortho No Ortho or Child Only Ortho or Adult/Child Ortho Child Ortho & 70% Prostodontic Child Ortho & 70% ProstodonticAnnual Maximum $1,500 $2,000 $1,500 $2,000Composite (Family) $10.00 $15.50 $11.00 $17.00Employee or Retiree Only $5.00 $8.00 $6.00 $9.00Employee or Retiree and One Dependent $9.50 $14.50 $10.50 $16.00Employee or Retiree and Family $13.50 $21.00 $15.00 $23.00In addition, the orthodontic benefit can be increased from $500 to $1,000 in the Child Only Ortho Plan for $2.00 per month/per employee and the Adult/Child Ortho Plan for $3.00 per month/per employee.
This is an outline only to provide a overview of benefits. It does not constitute the group policy and is not a contract of insurance. This outline provides essential features of the group benefits provided. All rights with respect to the benefits of an insured person will be governed solely by the current group policy Plan Document.